Development Finance: Staged Capital for Ground-Up Property Projects
Ground-up property developments, heavy refurbishments, and major structural conversions require precise financial engineering. Unlike standard mortgages, development finance is released in stages as construction milestones are met, requiring a deep understanding of gross development value (GDV), build costs, and exit strategies.
At Ashfer Capital, we provide strategic, whole-of-market development finance advice designed to support property developers through every phase of construction.
Is This Right for You?
This service is ideal if you are an experienced developer or investor undertaking residential, commercial, or mixed-use construction projects, multi-unit schemes, or major property transformations that require staged capital drawdowns.
What We Can Help With:
- Ground-Up Construction Finance: Staged funding lines covering land acquisition and continuous build costs for new-build developments.
- Heavy Refurbishments & Conversions: Specialized capital to fund structural overhauls, office-to-residential conversions, or major asset repositioning.
- Staged Drawdown Management: Structuring capital releases aligned with quantity surveyor monitoring and construction progress.
- Exit Strategy Planning: Aligning your development loan with a clear repayment plan—whether through sales proceeds or refinancing onto a term mortgage.
A Clear, Transparent Process
We keep things straightforward from day one:
- Understand: We review your project scope, planning permissions, costings, and projected GDV.
- Explore: We scan the specialist development lending market to find institutions offering competitive interest rates and optimal leverage.
- Recommend: We present a clear, structured funding recommendation detailing facility fees, interest roll-up options, and drawdown schedules.
- Progress: We manage the complex underwriting and monitoring surveyor process through to final project completion.
Ready to fund your next development project?
There is no need to have every blueprint finalized before you speak to us. Let’s discuss your project parameters and map out a robust funding structure.
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